Qualification & Membership Rules

1. Financial Year Basis — All qualifications are calculated on the current financial year's business only.
2. Single Premium at 10% — Single premium policies are counted at 10% of premium value toward qualification.
3. Membership Mandatory — IMRF membership (with fee) is compulsory for participation and felicitation.
4. Branch Certification Required — Business figures must be certified by your LIC branch; the certification document is mandatory.
5. Verification Committee Approval — Every application is reviewed and approved by the IMRF Verification Committee.
6. Convention Registration — Convention registration is applicable separately for attending felicitation events.
7. Committee Decision Final — In all matters of qualification, recognition and membership, the Committee's decision is final and binding.

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